PERSONAL
Revolutionary Money Services, Built for You
Say goodbye to expensive fees, slow transfers, and outdated technology. XlentPay gives you the power to manage your finances seamlessly—wherever you are in the world.
Open Your Account in Minutes & Take Control of Your Money
Designed to Simplify, Built to Scale — Explore What XlentPay Can Do for You
Instant Global Transfers
Move Money Without the Wait
Forget about slow wire transfers and high remittance fees. XlentPay enables instant global transfers, allowing you to send money across borders within seconds. Whether you're paying a friend, a freelancer, or a supplier overseas, you’ll benefit from fast transactions and transparent, low fees.
Perfect for:
International professionals, freelancers, and anyone with global financial needs.
Multicurrency Wallets
Local Feel. Global Access
Tired of excessive conversion fees and fluctuating exchange rates? With XlentPay, you can hold, send, and spend in multiple currencies from a single account. Get access to real-time exchange rates and effortlessly switch between currencies when you need them—no hidden markups, no surprises.
Perfect for:
Expats, frequent travelers, and anyone making international payments.
Prepaid Cards
Spend Like a Pro, Anywhere
With the XlentPay Prepaid Cards, you get the ultimate spending freedom. Use your card online, in-store, or at ATMs worldwide, and track your expenses in real-time through the XlentPay app. No credit checks, no hidden fees—just seamless, secure spending.
At XlentPay, we believe in fair pricing—no hidden fees, no surprises.
Personal
| Account Opening | |
|---|---|
| Due diligence and processing fee (one time) | Free |
| Services fees | |
|---|---|
| Monthly account service fee | Free |
See Other Fees
| Incoming Transfers |
|---|
USD |
||
|---|---|---|
| USD Pool Account | SWIFT, Internal | Internal in/out - Free SWIFT In- 0.5% min 10 USD |
| USD Dedicated Account | SWIFT, Internal | Internal in/out - Free SWIFT In- 0.5% min 10 USD |
CAD |
||
|---|---|---|
| CAD Pool Account | SWIFT, Internal, Canada local |
Internal in/out - Free SWIFT In- Free Canada local In - Free |
AED |
||
|---|---|---|
| AED Dedicated Account | Internal, UAE local |
Internal in/out - Free UAE local In - 10 AED |
GBP |
||
|---|---|---|
| GBP Pool Account | Internal, UKFP, SWIFT(out), Card top up. *SWIFT(in) - absent |
Internal in/out - Free SWIFT In- prohibited Faster Payment In - 0.5% min 20 GBP Card top up - Free |
EUR |
||
|---|---|---|
| EUR Pool Account | Internal, SEPA, Card top up |
Internal in/out - Free SEPA In- 0.5% min 25 Eur Card top up - Free |
| Outgoing Transfers |
|---|
USD |
||
|---|---|---|
| USD Pool Account | SWIFT, Internal | Internal in/out - Free SWIFT Out - 0.5% min 25 USD |
| USD Dedicated Account | SWIFT, Internal | Internal in/out - Free SWIFT Out - 0.5% min 25 USD |
CAD |
||
|---|---|---|
| CAD Pool Account | SWIFT, Internal, Canada local |
Internal in/out - Free SWIFT Out - 15 CAD Canada local Out - 15 CAD |
AED |
||
|---|---|---|
| AED Dedicated Account | Internal, UAE local |
Internal in/out - Free UAE local Out - 0.5% min 25 AED |
GBP |
||
|---|---|---|
| GBP Pool Account | Internal, UKFP, SWIFT(out), Card top up. *SWIFT(in) - absent |
Internal in/out - Free SWIFT Out - 0.5% min 20 GBP Faster Payment Out - 0.5% min 20 GBP Card top up - Free |
EUR |
||
|---|---|---|
| EUR Pool Account | Internal, SEPA, Card top up |
Internal in/out - Free SEPA Out - 0.5% min 25 Eur Card top up - Free |
| FX fees | |
|---|---|
| Crypto FX (to fiat, to crypto) | 0.75% |
| Crypto to Crypto FX | 0.75% |
| Fiat FX | Mid-market charges +0,5% |
| Services/Terms | |
|---|---|
| Payment investigation | $50 |
| Payment Modification, Cancellation, Refund | Free |
| Account confirmation letter | Free |
| Min. account balance (monthly) | No minimum |
| Card XlentPay | |
|---|---|
| Virtual Prepaid Card Issuance | Free (additional $6) |
| Pay with XlentPay Card | Free |
| Plastic Prepaid Card Issuance | $18 (one-time fee) |
| ATM Withdrawals (domestic currency) | $5 per withdrawal |
| ATM Withdrawals (international) | 1.75% per withdrawal |
Exclusive Perk
Upgrade to XlentPay Premium for unlimited free withdrawals & priority support!
Multi-Currency Wallets
One account. Multiple currencies. Total control.
With XlentPay, managing money across borders has never been easier. Hold, send, and spend in multiple currencies—all from a single, secure account. Instantly switch between supported currencies at real-time exchange rates with no hidden markups or surprises. Supported currencies: CAD, USD, EUR, GBP, AED, BRL
Note: BRL wallets are available exclusively to Brazilian residents with a valid CPF number.
XlentPay Prepaid Card – The Future of Spending
The Future of Spending
Our prepaid card is designed to give you financial freedom anywhere, anytime.
TESTIMONIALS
"XlentPay makes it incredibly easy to send money to friends or split expenses. Whether it’s for rent, dinner, or a weekend trip, I can transfer funds in seconds. It’s become part of my daily routine."
Emily Z. – Vancouver, BC
"As a freelancer, I use XlentPay to manage incoming and outgoing payments for all my clients. Everything is organized in one place, and I love how easy it is to keep track of my finances."
Marc T. – Montreal, QC
"My friends and I use XlentPay all the time—group gifts, bills, you name it. No more chasing people for e-transfers or awkward reminders. It’s simple, fast, and honestly just convenient."
Liam MacLeod – Halifax, NS
Take Charge of Your Finances with XlentPay
Fast.
Secure.
Transparent.
This is money without borders, built for how you live today.
Ready to experience it? Join XlentPay today.