PERSONAL

Banking Without Borders, Built for You

Say goodbye to expensive fees, slow transfers, and outdated banking systems. XlentPay gives you the power to manage your finances seamlessly—wherever you are in the world.

Open Your Account in Minutes & Take Control of Your Money

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Instant Global Transfers

Move Money Without the Wait

Forget about slow wire transfers and high remittance fees. XlentPay enables instant global transfers, allowing you to send money across borders within seconds. Whether you're paying a friend, a freelancer, or a supplier overseas, you’ll benefit from fast transactions and transparent, low fees.

Perfect for:

International professionals, freelancers, and anyone with global financial needs.

Multicurrency Wallets

Bank Like a Local, Anywhere

Tired of excessive conversion fees and fluctuating exchange rates? With XlentPay, you can hold, send, and spend in multiple currencies from a single account. Get access to real-time exchange rates and effortlessly switch between currencies when you need them—no hidden markups, no surprises.

Perfect for:

Expats, frequent travelers, and anyone making international payments.

Prepaid MASTERCARD® Cards

Spend Like a Pro, Anywhere

With the XlentPay Prepaid MASTERCARD®, you get the ultimate spending freedom. Use your card online, in-store, or at ATMs worldwide, and track your expenses in real-time through the XlentPay app. No credit checks, no hidden fees—just seamless, secure spending.

At XlentPay, we believe in fair pricing—no hidden fees, no surprises.

Personal

Account Opening
Due diligence and processing fee (one time) Free
Services fees
Monthly account service fee Free
Incoming Transfers
SEPA/SEPA Instant 0,5% (min $5)
SWIFT 0,5% (min $25)
CAD domestic transactions (pooled) 0,5% (min $5)
Crypto deposit coming soon
Internal transfer from XlentPay client Free
Outgoing Transfers
SEPA/SEPA Instant 0,5% (min $5)
SWIFT 0,5% (min $25)
CAD domestic transactions (pooled) 0,5% (min $5)
Crypto deposit coming soon
Internal transfer from XlentPay client Free
FX fees
Crypto FX (to fiat, to crypto) 0,75%
Crypto to Crypto FX 0,75%
Fiat FX Mid-market charges +0,5%
Services/Terms
Payment investigation $50
Payment Modification, Cancellation, Refund Free
Account confirmation letter Free
Min. account balance (monthly) No minimum
Card XlentPay
Virtual Prepaid Card Issuance Free (additional $6)
Pay with XlentPay Card Free
Plastic Prepaid MASTERCARD Card Issuance $12 (one-time fee)
ATM Withdrawals (domestic currency) $5 per withdrawal
ATM Withdrawals (international) 1.75% per withdrawal

Exclusive Perk

Upgrade to XlentPay Premium for unlimited free withdrawals & priority support!

XlentPay Prepaid MASTERCARD® – The Future of Spending

The Future of Spending

Our prepaid MASTERCARD® is designed to give you financial freedom anywhere, anytime.

TESTIMONIALS

Take Charge of Your Finances with XlentPay

Fast.

Secure.

Transparent.

Open an Account Today & Start Spending Smarter!