BUSINESS
Powering the Next Generation of Enterprises
Fast-Paced Money Transfers for Fast-Paced Businesses
XlentPay is built for modern businesses that need speed, flexibility, and global reach. Whether you're a startup, freelancer, or growing enterprise, we give you the tools to streamline your finances, manage cross-border payments, and scale with confidence — all in one seamless platform.
Get a Business Account That Works for You—Without the Red Tape
Why Choose XlentPay for Your Business?
Corporate Multi-Currency Accounts
Easily manage funds in multiple currencies and avoid excessive conversion fees — all from one platform.
Fast & Cost-Effective Global Payments
Send payments to employees, suppliers, and partners around the world with ultra-low fees and real-time processing.
Advanced Expense Management
Issue corporate cards, set smart spending limits, and track every transaction in real time for full financial control.
Dedicated IBANs for Businesses
Get a unique business IBAN to enable faster, more professional inbound and outbound transfers.
Compliance & Security You Can Trust
Stay protected with advanced encryption, AI-powered fraud detection, and full compliance with Canadian and global financial regulations.
Whether you're a freelancer, e-commerce business, or growing enterprise,
XlentPay helps you streamline your finances and focus on scaling with confidence.
At XlentPay, we offer transparent, business-friendly pricing with no hidden fees.
Low Risk
High Risk
| Account Opening | ||
|---|---|---|
| Due diligence and processing fee (one time) | $500 | $1500 |
| Services fees | ||
|---|---|---|
| Monthly account service fee | $150 | $350 |
See Other Fees
| Incoming Transfers | Low Risk | High Risk |
|---|
USD |
|||
|---|---|---|---|
| USD Pool Account | SWIFT, Internal | Internal in/out - Free SWIFT In- 1% min 10 USD | Internal in/out - Free SWIFT In- 2% min 10 USD |
| USD Dedicated Account | SWIFT, Internal | Internal in/out - Free SWIFT In- 1% min 10 USD | Internal in/out - Free SWIFT In- 2% min 10 USD |
CAD |
|||
|---|---|---|---|
| CAD Pool Account | SWIFT, Internal, Canada local | Internal in/out - Free SWIFT In- Free Canada local In - Free min 5 CAD | Internal in/out - Free SWIFT In- 0.5% min 5 CAD Canada local In - 0.5% min 5 CAD |
AED |
|||
|---|---|---|---|
| AED Dedicated Account | Internal, UAE local | Internal in/out - Free UAE local In - 0.5% min 25 AED | Internal in/out - Free UAE local In - 1% min 25 AED |
GBP |
|||
|---|---|---|---|
| GBP Pool Account | Internal, UKFP, SWIFT Card top up. | Internal in/out - Free SWIFT In- 1% min 20 GBP Faster Payment In - 1% min 20 GBP Card top up - Free | Internal in/out - Free SWIFT In- 2% min 20 GBP Faster Payment In - 2% min 20 GBP Card top up - Free |
| GBP Dedicated Account (Corporate) | Internal, UKFP, SWIFT Card top up. | Internal in/out - Free SWIFT In- 0.5% min 10 GBP Faster Payment In - 1% min 10 GBP Card top up - Free | Internal in/out - Free SWIFT In- 2% min 10 GBP Faster Payment In - 2% min 10 GBP Card top up - Free |
EUR |
|||
|---|---|---|---|
| EUR Pool Account | Internal, SEPA, Card top up | Internal in/out - Free SEPA In- 1% min 25 Eur Card top up - Free | Internal in/out - Free SEPA In- 2% min 25 Eur Card top up - Free |
| EUR Pool Account | Internal, SEPA, SWIFT, Card top up | Internal in/out - Free SEPA In- 0.5% min 10 Eur Card top up - Free | Internal in/out - Free SEPA In- 2% min 10 Eur Card top up - Free |
| Outgoing Transfers | Low Risk | High Risk |
|---|
USD |
|||
|---|---|---|---|
| USD Pool Account | SWIFT, Internal |
Internal in/out - Free SWIFT Out - 1% min 25 USD |
Internal in/out - Free SWIFT Out - 2% min 25 USD |
| USD Dedicated Account | SWIFT, Internal |
Internal in/out - Free SWIFT Out - 1% min 25 USD |
Internal in/out - Free SWIFT Out - 2% min 25 USD |
CAD |
|||
|---|---|---|---|
| CAD Pool Account | SWIFT, Internal, Canada local |
Internal in/out - Free SWIFT Out - 20 CAD Canada local Out - 20 CAD |
Internal in/out - Free SWIFT Out - 0.5% min 20 CAD Canada local Out - 0.5% min 5 CAD |
AED |
|||
|---|---|---|---|
| AED Dedicated Account | Internal, UAE local |
Internal in/out - Free UAE local Out - 0.5% min 25 AED |
Internal in/out - Free UAE local Out - 1% min 25 AED |
GBP |
|||
|---|---|---|---|
| GBP Pool Account | Internal, UKFP, SWIFT Card top up. |
Internal in/out - Free SWIFT Out - 1% min 20 GBP Faster Payment Out - 1% min 20 GBP Card top up - Free |
Internal in/out - Free SWIFT Out - 2% min 20 GBP Faster Payment Out - 2% min 20 GBP Card top up - Free |
| GBP Dedicated Account (Corporate) | Internal, UKFP, SWIFT Card top up. |
Internal in/out - Free SWIFT Out - 0.5% min 20 GBP Faster Payment Out - 1% min 20 GBP Card top up - Free |
Internal in/out - Free SWIFT Out - 2% min 20 GBP Faster Payment Out - 2% min 20 GBP Card top up - Free |
EUR |
|||
|---|---|---|---|
| EUR Pool Account | Internal, SEPA, Card top up |
Internal in/out - Free SEPA Out - 1% min 25 Eur Card top up - Free |
Internal in/out - Free SEPA Out - 2% min 25 Eur Card top up - Free |
| EUR Pool Account | Internal, SEPA, SWIFT, Card top up |
Internal in/out - Free SEPA Out - 0.5% min 25 Eur Card top up - Free |
Internal in/out - Free SEPA Out - 2% min 25 Eur Card top up - Free |
| FX fees | ||
|---|---|---|
| Crypto FX (to fiat, to crypto) | Coming Soon | Coming Soon |
| Crypto to Crypto FX | Coming Soon | Coming Soon |
| Fiat FX | Mid-market charges +0,5% | Mid-market charges +0,5% |
| Services/Terms | ||
|---|---|---|
| Payment investigation | $50 | $50 |
| Payment Modification, Cancellation, Refund | Free | Free |
| Account confirmation letter | Free | Free |
| Min. account balance (monthly) | No minimum | No minimum |
| Card XlentPay | ||
|---|---|---|
| Virtual Prepaid Card Issuance | Free (additional $6) | Free (additional $6) |
| Pay with XlentPay Card | Free | Free |
| Corporate Plastic Prepaid Card Issuance | $25 (one-time fee) | $25 (one-time fee) |
| ATM Withdrawals (domestic currency) | $5 per withdrawal | $5 per withdrawal |
| ATM Withdrawals (international) | 1.75% per withdrawal | 1.75% per withdrawal |
Exclusive Perk
Upgrade to XlentPay Business Pro for unlimited free withdrawals, priority support, and premium API access!
Multi-Currency Wallets for Businesses
One business account. Global currencies. Seamless control.
XlentPay enables businesses to hold, send, and receive payments in multiple currencies from a single dashboard. Access real-time exchange rates and convert funds instantly—without hidden fees or unexpected markups. Streamline your international operations and simplify global payments with ease. Supported currencies: CAD, USD, EUR, GBP, AED, BRL
Note: BRL wallets are available to Brazilian businesses with a valid CNPJ number.
XlentPay Prepaid Corporate Card – Smarter Business Spending
Your Business, Your Rules
Our Prepaid Corporate Card is the perfect tool for businesses looking to control expenses, streamline payments, and enhance financial efficiency.
TESTIMONIALS
"We operate an online store with customers and contractors across borders. With XlentPay, we’ve streamlined payments and cash flow. The platform is fast, reliable, and just works."
Priya M. – Calgary, AB
"As a small business owner, I need to keep a close eye on spending. XlentPay’s expense tracking and virtual cards make it easy to manage team purchases without the chaos of spreadsheets."
Darren K. – Ottawa, ON
"XlentPay has completely changed how we handle international vendor payments. We can pay suppliers in multiple currencies without worrying about hidden fees or delays. It saves us time and money."
Sofia L. – Toronto, ON
Grow Your Business with Smarter Money Management Solutions
Fast.
Secure.
Transparent.